FOLKS (FOLKS)

>@FolksFinance committed 1 million $FOLKS tokens (valued ~$10-15M at announcement) to bootstrap xChain V2, launching H1 2026. The goal: fuel unified cross-chain pools and efficient strategy vaults to drive adoption toward $1B TVL. The upcoming xChain V2 merges monolithic lending with vault-based strategies, unifying liquidity across EVM and non-EVM chains for seamless borrowing/supplying without fragmentation. Don’t sleep on this one. It’s always Folks szn !!!

The borrowing activity on @FolksFinance over the last 13 days tells a bigger story. Almost 1,900 loans across General Loan, 51 Efficiency, 210 ALGO Efficiency Loans etc, with a total borrow value exceeding $400K, demonstrates that users are thinking strategically. What I find bullish is how capital isn’t sitting idle, people are actively putting it to work, leveraging different loan types to optimize yield and exposure. This kind of activity shows that $FOLKS Finance isn’t only attracting new users; it’s building a base of traders and lenders who understand cross-chain efficiency and risk management. That’s the foundation for @FolksFinance long-term platform growth.

This past weekend, I reorganized my holdings and aimed to cut down on the hassle of jumping between lending, trading, and monitoring. I experimented with several setups before committing to @folksfinance, where all the functions integrate smoothly in a straightforward interface. The $FOLKS token enables involvement in voting, staking perks, and reduced fees, aligning perfectly with my habit of keeping assets there long-term. They've just enhanced their routing speeds and added more liquidity options, resulting in quicker processing for my deals. In the end, it comes off as dependable and easygoing, the kind of spot I instinctively choose for handling my investments.

Added a tiny cross-chain arb using @FolksFinance Why? > unified health factor: borrow on B, repay from A, no bridge risk Pocketed spread, collateral untouched #DeFi $FOLKS https://t.co/HiHImrtE7u

Good Evening ran a relayer and onboarded to @FolksFinance. Payouts hit CSV as relayer_fee + Aura points. Add health_score+retry_count to exports? #DeFi $FOLKS https://t.co/Ts5A5RXYUV

This latest update subtly transforms the role of $FOLKS in everyday DeFi activities. Owning the token goes beyond mere faith in the platform; it now delivers real benefits automatically. When you perform swaps on Algorand using the @FolksFinance Router or handle crosschain transfers through https://t.co/QATCpr9wY1 on xChain, your fees automatically adjust according to your $FOLKS holdings. There's no need for switches or additional actions; it all unfolds seamlessly. The concept is straightforward yet impactful. The more you engage with Folks, the smoother and more costeffective your blockchain transactions get. Reaching higher levels grants improved rates, turning $FOLKS into an essential tool for swaps instead of just a static holding. It seems like this is only the beginning. With @FolksFinance growing, additional features integrating with $FOLKS will allow the token to grow right in step with the entire system, rather than separately.