Aave (AAVE)

🥧 Is @Aave the Gateway App for @Arbitrum? Arbitrum has been gaining significant market share in liquidity on Aave - but how will this translate into actual on-chain activity? Here’s what we’ve seen so far this year for Aave on Arbitrum: 🔹 470k+ Transactions 🔸 76k+ Daily Active Addresses 🔹 $17k+ in Fees Paid (to Arbitrum) The hope is that deeper liquidity - driven by both new and existing users - will lead to higher transaction volume and greater blockspace utilization. Even harder to measure are the network effects: the more users interact with Aave on Arbitrum, the more likely they are to explore and use other apps and protocols on the chain. Over time, the impact of any single app tends to fade, but right now Aave is one of the biggest and most important gateway apps on Arbitrum - perfectly positioned to onboard both liquidity and new users. Search: "Aave" → more app activity metrics Search: "Arbitrum" → broader onchain metrics

Since launching in August, @aave Horizon has quickly risen to #1 venue for the composable use of Real-World Assets attracting over $550M. Our report covers key trends: the growing demand for borrowing against RWAs and the new risk infrastructure supporting institutional adoption. Market Trends Supply growth has been driven primarily by high-yield assets, such as @SuperstateInc's USCC, with close to 50% of its total supply being used as collateral on Horizon. Although recent basis compression, resulting from a significant shift in market sentiment, has reduced yields from approximately 10% to 5%, these assets continue to be the primary collateral used. The data suggests users, by borrowing stablecoins against RWAs, are profiting from the spread between asset yields and borrow costs. This activity has pushed the blended utilization rate to 53.6%. Infrastructure Evolution From day one, reliance on single self-reported offchain data points for NAV has been identified as a key risk vector. To address this, Ll

➥ @Talus_Labs Vision's the missing Zapier for onchain - drag-drop workflows that persist state across txns - observe markets - branch on conditions - execute autonomously Talus scale is primed for explosion: - Nexus execution layer: Routes agent steps thru Leader nodes for verifiable off/onchain ops - Layer in x402: Agents now pay-per-API call then feed into Vision DAGs for full autonomy IMO, Talus + x402 = self-sustaining wealth engines This stack births DeFi beasts, agents auto-rebalancing via Aave checks, slippage guards, MEV-proof, 24/7 yields sans snipers, etc. btw $US is coming close...

Great overview on Aave V4. https://t.co/Ub4Vt54BaS

such an obvious concerted effort by the kamino team & vc’s to distract from the backlash they got for blocking their users to migrate it’s actually hilarious the jupiter team did a comms error in a few of their posts and owned up to it within hours unlike kamino which hasn’t made any statement about being caught blocking their users to this date they tried to sweep it under the rug and then found a topic to deflect now on the topic of collateral“isolation” it should be obvious that collateral is not isolated - if you earn interest on your collateral it means it’s being lent to someone else aka rehypothecated that’s the case in aave, fluid and the vast majority of assets on kamino but there’s another use of the word “isolation” in defi which refers to each collateral debt/pair having its own config parameters e.g own ltv, liquidation penalty, supply/borrow caps etc. that’s the level of isolation that applies to each pair on juplend and was misused to mean something else in some marketing posts anyway

Learn Aave v4 in one minute. ⚡️ Challenge with v3: liquidity is fragmented across markets. Want to launch a new pool? You have to bootstrap from zero. v4: One Hub per chain. All liquidity unified. Spokes tap in with isolated risk. What's a Spoke? A modular market with its own risk settings. Some examples: • E-Mode for correlated assets. • Isolation for newer tokens. • RWA for real-world assets. • Vaults for external collateral. But these are just the start, the architecture is open for developers to build and create whatever they need. Each Spoke draws from the Hub's liquidity while keeping risk contained. Issues in one Spoke never spread to others. The result: • Better rates for suppliers & borrowers • Safer markets with isolated risk • Faster innovation without fragmentation For developers: • Build a Spoke and you have instant access to the deepest liquidity in DeFi. • Define your own risk parameters, collateral types, or lending strategies. • No bootstrapping - just build and plug in.

Learn Aave v4 in one minute. ⚡️ Challenge with v3: liquidity is fragmented across markets. Want to launch a new pool? You have to bootstrap from zero. v4: One Hub per chain. All liquidity unified. Spokes tap in with isolated risk. What's a Spoke? A modular market with its own risk settings. Some examples: • E-Mode for correlated assets. • Isolation for newer tokens. • RWA for real-world assets. • Vaults for external collateral. But these are just the start, the architecture is open for developers to build and create whatever they need. Each Spoke draws from the Hub's liquidity while keeping risk contained. Issues in one Spoke never spread to others. The result: • Better rates for suppliers & borrowers • Safer markets with isolated risk • Faster innovation without fragmentation For developers: • Build a Spoke and you have instant access to the deepest liquidity in DeFi. • Define your own risk parameters, collateral types, or lending strategies. • No bootstrapping - just build and plug in.