1. What is BMRUSD?
BMRUSD is an interest-bearing USD stablecoin product launched by BitMart, with real-world assets (RWA) provided as underlying support by DigiFT.
BMRUSD is pegged 1:1 to USDT. Users can subscribe to BMRUSD using USDT and automatically earn daily yield while holding it.
While maintaining price stability, BMRUSD provides returns backed by low-risk real-world assets.
2. Key Features of BMRUSD
1) 1:1 Peg to USDT
Subscription and redemption are conducted at a 1:1 ratio with USDT
Stable price, suitable for efficient fund management
2) Automatic Daily Yield
Yield is calculated and distributed daily during the holding period
No manual action required; earnings are directly credited to the BMRUSD balance
3) High Liquidity
Subscription and redemption available at any time
Redemption settlement time: T+0
Daily redemption limit: 50,000 BMRUSD
4) Real-World Asset Backing
Underlying assets include low-risk financial instruments such as U.S. Treasury bonds and money market funds
Managed and operated through a compliant RWA structure
3. How Is the Yield of BMRUSD Calculated?
The yield of BMRUSD mainly comes from two sources:
Returns generated from underlying RWA assets, with an annualized yield of approximately 4%–5%
Additional yield incentives provided by the BitMart platform, approximately 2%–3% annualized
The combined annualized yield range is approximately 6%–8%.
Actual yield is subject to the figures displayed on the product page and daily distribution results.
Yield rules:
Yield is settled on a daily basis
Daily earnings are automatically credited to the user’s BMRUSD balance
4. Is BMRUSD Safe?
The underlying assets of BMRUSD are real-world assets (RWA), mainly including:
U.S. Treasury bonds
Money market funds
Other financial assets managed or issued by internationally recognized financial institutions
Additional information:
DigiFT is a compliant RWA platform holding relevant licenses issued by the Monetary Authority of Singapore (MAS)
Underlying assets are issued and recorded on-chain
Asset transactions, yield distribution, and redemption processes are traceable and auditable
5. What Can BMRUSD Be Used For?
Currently supported:
Holding BMRUSD to automatically earn yield
Spot trading
Creditline collateral (institutional users only)
Planned support (subject to actual launch):
Futures margin
Collateralized lending
Additional platform financial use cases
6. How to Participate in BMRUSD?
Step 1: Subscribe
Use USDT to subscribe to BMRUSD at a 1:1 ratio
Subscription is available at any time
Step 2: Earn Yield
Earn daily yield automatically during the holding period
Yield is directly accumulated into the BMRUSD balance
Step 3: Use or Redeem
Use BMRUSD within the BitMart platform
Or redeem BMRUSD for USDT at a 1:1 ratio at any time
Redemption settlement time: T+0
Daily redemption limit: 50,000 BMRUSD
7. Frequently Asked Questions
Q1: What is the difference between BMRUSD and USDT?
A: USDT itself does not generate yield, while BMRUSD remains pegged 1:1 to USDT and provides automatic daily yield.
Q2: Is the yield fixed?
A: No. The yield is variable and comes from underlying RWA assets and platform incentives. Actual yield depends on daily distribution results.
Q3: Can I redeem BMRUSD? How long does it take?
A: Yes. BMRUSD can be redeemed for USDT at a 1:1 ratio at any time, with T+0 settlement.
Q4: Is there a redemption limit?
A: Yes. The daily redemption limit per account is 50,000 BMRUSD.
8. Risk Disclosure
BMRUSD is a digital asset-related product, and its yield is derived from real-world assets (RWA).
Although the underlying assets mainly consist of low-risk financial instruments, BMRUSD is still subject to market risk, interest rate fluctuations, and liquidity risk.
Users should fully understand the product mechanism and carefully assess their own risk tolerance before participating.
