1. What Is an Earn Voucher?

An Earn Voucher is an interest-boosting benefit that can be applied to supported Earn products.
When subscribing to an eligible product, users may select an Earn Voucher to receive additional APY during the boost period.

The boosted interest is an extra benefit and does not affect the product’s base interest rate.

2. Basic Information

2.1 Voucher Benefits

• Applicable Earn Products
  Products that support Earn Voucher interest boosts.

• Voucher APY
  The interest rate increase supported by a single Earn Voucher.

• Maximum Boost Amount
  The maximum principal amount eligible for the interest boost per voucher.

• Boost Term
  The number of interest-earning days starting from when the user applies the voucher and the order begins to accrue interest.

• Applicable Currencies
  The token types eligible for Earn Voucher use.

2.2 Validity Period

• Each voucher has a specific validity period starting from issuance or receipt

• The exact validity period is shown on the voucher details page

• Vouchers must be used within the valid period; expired vouchers will automatically become invalid

3. Applicable Products

Earn Vouchers are currently supported on the following products:

• Savings

• Staking

• Wealth Management

Eligibility is subject to the information displayed on the subscription page.

4. Usage Rules

4.1 Usage Restrictions

• Flexible-term Orders

  • Only one Earn Voucher can be used at the same time

  • Earn Vouchers cannot be stacked

• Fixed-term Orders

  • Only one Earn Voucher can be applied per order

  • Once the voucher takes effect and interest accrual is completed, no additional vouchers can be applied

• Voucher Usage Limit

  • Each voucher can only be used once

  • After use, the voucher will be automatically voided

4.2 Activation Conditions

• The Earn Voucher must be selected and applied during subscription

• The subscription must be completed within the voucher’s valid period

• Unselected or expired vouchers will not take effect

5. Profit Distribution Rules

5.1 Interest Accrual Rules

• After using an Earn Voucher, the boosted interest accrual period aligns with the interest accrual period of the associated investment amount

• If the product is in a pending accrual state, the voucher interest accrual is also pending

Interest accrual method follows the product rules:

• If the product accrues interest hourly (e.g., Flexible Savings), the voucher interest is accrued hourly

• If the product accrues interest daily (e.g., Staking), the voucher interest is accrued daily

5.2 Profit Distribution

• Earn Voucher rewards will be credited directly to the user’s Spot Account after the boost period ends

• Voucher rewards are not distributed together with the product order’s base interest

5.3 Impact of Redemption

• Partial Redemption
  The voucher’s boosted interest will continue to accrue based on the remaining principal

• Full Redemption
  The voucher will become invalid immediately, and no further boosted rewards will be issued

6. Frequently Asked Questions (FAQ)

Q1: Does using an Earn Voucher affect the product’s base interest?
A: No. Boosted interest is an additional benefit and does not affect the base interest of the product.

Q2: Can multiple Earn Vouchers be used on one order?
A: No. Only one Earn Voucher can be applied per order, regardless of whether it is flexible-term or fixed-term.

Q3: Can Earn Vouchers be transferred or redeemed for cash?
A: No. Earn Vouchers are non-transferable, non-redeemable for cash, and cannot be combined with other promotions.

Q4: When does an Earn Voucher become invalid?
A: An Earn Voucher becomes invalid in the following scenarios:

• The voucher expires without being used

• The associated order is fully redeemed

7. Notes and Risk Disclosure

• Boosted interest provided by Earn Vouchers is an additional incentive and does not constitute guaranteed or principal-protected returns

• Please review the applicable products, APY, maximum boost amount, and validity period before use

• BitMart reserves the right to adjust Earn Voucher rules based on operational requirements