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How to use a wallet prepaid card to subscribe to AI services such as ChatGPT and Claude?

Published on 2026-05-26 23:27

Currently, only the virtual crypto prepaid card supports subscriptions to AI services such as ChatGPT, Midjourney, and Claude. Physical cards do not support AI-related services.


 

Web Subscription Method

Due to the Stripe platform's risk control restrictions, U cards are generally declined by Stripe, so you need to bypass Stripe's risk control system using the following methods:

1. Make sure to use a US IP or a US VPN.

2. Your US VPN needs to be set to global mode with TUN mode enabled (virtual network adapter), then access the website to subscribe.

 

Important Notes for Subscription Services

1. Keep a sufficient card balance to cover the payment amount + taxes + processing fees. Otherwise, your account may be banned by merchants or your card frozen by the bank.

2. These methods can be attempted for all overseas subscription services.

 

For Countries and Regions Where AI Services Are Not Supported

You need to pay attention to the following:

1. Make sure to use a U.S. IP address or VPN, enable global mode, and turn on TUN mode (virtual network adapter).

 2. It is recommended to use a U.S. billing address. You can generate one using a U.S. address generator and fill it in as your billing address. 

3. If you are using an iPhone, you will need a U.S. Apple ID. Alternatively, you may also use Apple IDs from regions such as Japan or the Philippines

4. Do not use the same card to pay for multiple accounts, as this may trigger risk control measures by platforms like OpenAI and Claude, potentially resulting in suspension of both the account and the card.

5. If your payment is declined, it is recommended to apply for a new card and try again following the steps above.

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